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Which Disasters Are Covered by Home Insurance?

Which Disasters Are Covered by Home Insurance?

Natural disasters can wreak havoc on a home – or destroy it entirely. Homeowner’s insurance provides financial protection against covered damages to your home and personal belongings, and liability for injuries to others in certain circumstances. No home insurance policy covers all natural disasters. It is important to understand the type of policy you have and which disasters it covers. What Does Standard Homeowners Insurance...

How to Keep Your Backyard Campfires Safe

How to Keep Your Backyard Campfires Safe

There is nothing like a campfire to create a cozy atmosphere when friends and family get together under the stars. A fire draws the gaze and lets you keep warm while socializing in the cool of the evening. A campfire can even be used to cook a meal if you have the right type of fire and accessories. But where there is fire, there is...

Comprehensive vs. Collision Auto Insurance

Comprehensive vs. Collision Auto Insurance

Comprehensive and collision are two different types of auto insurance coverage. You may want to bundle them together for added protection. Comprehensive may cover situations that collision does not, and vice versa. What Is Comprehensive Auto Insurance? Comprehensive pays for damage to your vehicle caused by non-collision-related covered events. These events may include vandalism, theft, hail, or fire. Comprehensive may also cover a collision with...

6 Tips to Prepare for Power Outages

6 Tips to Prepare for Power Outages

We rely on electricity to stay warm, keep our homes illuminated, cook, heat or pump water, and to keep us entertained on our TVs and other devices. A power outage can be a short-term annoyance or last for days. It is worthwhile, with weather systems changing, to have a plan in place, so your family stays safe in a lengthy power outage. Keep a Supply...

Heading Out of Town? Remember These Driver Safety Tips

Heading Out of Town? Remember These Driver Safety Tips

Americans love their road trips and head out in vast numbers to visit relatives, camp, fish, hunt, visit resorts and theme parks, or enjoy our beautiful country. Before you leave town on your road trip, take the time to review these driver safety tips – they could save a life. A Vehicle Check-Up Before any long trip, ensure your vehicle is in top running condition....